Retirement Planning

When it comes to retirement planning, the rule has always been ‘the earlier the better’. Still clients come to us for pension advice at every stage of their lives and, even if the conversation is overdue, it is always ‘better late than never’.

It is important to receive expert, professional advice on your pension plans and requirements. Minshall Financial Services can assess and advise on how these fit your current financial position.

We provide independent advice for clients looking to retire and for those who are looking to maximise their retirement income with options, such as income drawdown and annuities. We can assist with ways to help you make the most of your retirement options, helping you set up new plans or reassessing existing retirement planning strategies.

We’ll advise you in deciding how much you should be putting in to your pension in order to achieve your retirement goals.  If you have several pensions that are with different companies, we can help to review these too.

At Minshall Financial Services Ltd, we offer various solutions such as assisting with stakeholder, personal and self-invested pensions (SIPP) and can help with the best option for your situation. In either case, a chat with one of our independent financial providers will help bring some clarity to your own personal situation.

What you do about your pension is ultimately up to you but, with so much choice available, some expert help will ensure you make a success of your retirement planning. Minshall advisors can explain the issues around tax relief and help you navigate the options, which might be available to you, such as investing for income, drawing out lump sums, purchasing an annuity, or any combination that suits your own personal needs.