Our Services > Mortgages

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Mortgages

For most people, buying a home or property is the largest investment they will ever make. So it is important you select the right mortgage to meet your needs. Mortgages vary widely in terms of interest rates, conditions and benefits, so at Minshall Financial Services, we see our job as being to narrow down these choices for you.

Mortgage Types

There are a wide range of mortgage types on the market today. After careful consulting around your aspirations and what is affordable to you, our friendly staff will help you select from the best solutions that meet your own personal situation.

Types of mortgage we currently provide include:

  • Repayment Mortgages
  • Buy to Let Mortgages
  • Offset Mortgages
  • Lifetime Mortgages (Equity Release)

Minshall Financial Services advisors are here to help find the right mortgage for you. If you are unsure about what you need, we’ll go the extra mile to ensure you make an informed home-buying choice with confidence.

Our services are paid for by a fee and commission basis. Typical research fees would start from £400 and will be agreed before any work is carried out. The implementation fee submitting and processing the mortgage application is typically 0.35% of the loan amount and paid to us by the lender.

  • Your home may be repossessed if you do not keep up your repayments on your mortgage
  • Always be sure you can afford the repayments before entering into a credit agreement
  • You should not proceed to purchase any product without seeking independent financial advice
  • i. for equity release: This is a lifetime mortgage to understand the features and risks, ask for a personalised illustration
  • ii. Some forms of Buy to Let Mortgage are not regulated by the Financial Conduct authority.

Contact us for advice or more information…

Tel: 0115 900 3520
Email: mfs@minshallfinancialservices.co.uk
Monday to Friday – 9.00am and 5.00pm

All contact is treated in the strictest of confidence.